• Notre prestataire de services LuxTrust annonce une maintenance le samedi 19 avril de 22h00 à 23h59. Pendant cette période il ne sera pas possible de se connecter aux services publics comme MyGuichet.lu ou eCDF ni de signer électroniquement à l’aide d’un produit LuxTrust. Une connexion et signature avec GouvID reste cependant possible. Par ailleurs, l’utilisation de l’app MyGuichet.lu pour des démarches sans signature reste fonctionnelle, à condition que l’app est couplée avec l’espace personnel de l’utilisateur. 
  • Unser Dienstleister LuxTrust kündigt für Samstag, den 19. April, von 22:00 bis 23:59 Uhr Wartungsarbeiten an. Während dieses Zeitraums ist es nicht möglich, sich bei öffentlichen Diensten wie MyGuichet.lu oder eCDF einzuloggen oder mit einem LuxTrust-Produkt elektronisch zu unterschreiben. Das Einloggen und Unterschreiben mit GouvID bleiben jedoch möglich. Zudem ist die Nutzung der App MyGuichet.lu für Vorgänge ohne Unterschrift weiterhin gewährleistet, sofern die App mit dem persönlichen Bereich des Nutzers gekoppelt ist.
  • Our service provider LuxTrust has announced maintenance work on Saturday 19 April from 22.00 to 23.59. During this period, it will not be possible to log in to public services such as MyGuichet.lu or eCDF, or to sign electronically using a LuxTrust product. However, it is still possible to log in and sign with GouvID. Furthermore, the MyGuichet.lu mobile app can still be used for procedures that do not require a signature, provided that the app is linked to the user's private eSpace.

Enrolling for supplementary insurance

Last update

In some cases, for example in the case of healthcare delivered abroad, it may be advisable for persons enrolled with the Luxembourg health insurance fund to also take out supplementary insurance.

Such insurance, still called mutual insurance, allows for the reimbursement, under certain conditions, of any difference between the expenses incurred by the insured individual and the reimbursement received from the Luxembourg health insurance fund for those expenses.

Who is concerned

Any person enrolled with the Joint Social Security Centre (Centre commun de la sécurité sociale - CCSS), as a resident or non-resident, and who wishes to obtain supplementary reimbursement for their healthcare expenses.

Prerequisites

To receive supplementary insurance benefits, you must be validly enrolled with the CCSS. Additionally, you must have taken out supplementary insurance with an agency that covers health insurance expenses in Luxembourg. In some cases, the insured must have been enrolled with the supplementary insurance scheme for a certain period of time in order to be able to request reimbursement of healthcare expenses.

How to proceed

The health insurance fund will reimburse only a part of the healthcare expenses. Without supplementary insurance, the difference between expenses incurred and those reimbursed by the health insurance fund, as well as fee premiums, will have to be borne by the insured individual.

Enrolment for supplementary insurance allows insured individuals to receive supplementary reimbursement of their expenses for:

  • hospital stays;
  • internal and external prostheses;
  • assistance;
  • certain dental care procedures and prostheses;
  • healthcare delivered abroad (unplanned or planned care);
  • supplementary medical and medical-dental fees;
  • "soft" medicine (for example: osteopathy), etc.

Individuals insured with the CCSS interested in enrolling for supplementary insurance can contact different insurance providers.

These insurance companies offer various benefits adapted to different categories of individuals (residents, cross-border workers, students, etc.).

Supplementary insurance policies catering to specific professional groups also exist. The contact details of state-recognised mutual insurance companies are available on the website of the Complementary Health Insurance Fund (Caisse médico-complémentaire mutualiste - CMCM).

Who to contact

Related procedures and links

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