Applying for an orphan’s pension in the event of the death of a parent

Under certain circumstances, and upon application, legitimate children are entitled to an orphan's pension in the event of the death of their father or mother.

Who is concerned

The following are deemed to be legitimate children:

  • legitimised children;
  • adopted children;
  • natural children;
  • children who have lost their father and/or mother, provided that the insured or the beneficiary of the pension had been responsible for their upbringing and education for the 10 months preceding the death, and that the children are not entitled to any other orphan's pension in respect of their parents.

Prerequisites

Obtaining an orphan's pension is linked to the same conditions that apply for all other survivor's pensions, namely:

  • if the deceased (insured) was in receipt of a disability or old-age pension, entitlement to the orphan's pension is automatic; no other conditions need to be satisfied;
  • if the insured died while actively employed, entitlement to a survivor's pension is only available if the insured had at least 12 months of compulsory, continuous, voluntary or optional insurance for the 3 years preceding their death.
No preconditions related to the length of time insured are required if the death was the result of an accident of any kind, or an occupational illness.

Deadlines

The orphan’s pension stops:

  • at the age of 18;
  • at the latest, when orphans turn 27, if they are unable to earn a living as a result of continuing with their studies;
  • when the beneficiary dies;
  • when the orphan get married, or enter into a civil partnership, unless they are still studying;
  • if the orphan is in receipt of a disability pension.

How to proceed

Applying for the pension

Pensions are only granted to interested parties upon formal application. The application form is available from the National Pension Insurance Fund (Caisse nationale d'assurance pension - CNAP) and the health insurance fund, communal administrations and trade unions.

The same orphan's pension application form can be used by all insured individuals, regardless of the deceased's socio-professional status.

If the deceased insured had contributed to several funds during their professional career, the application should be submitted to the insurance fund that they were last enrolled with.

In the case of survivors of cross-border workers, applications must be submitted to the relevant body in their country of residence, in accordance with the country's legal procedures.

Beneficiaries must submit the following together with their applications:

  • a blank bank wire transfer form, or a bank account identification document;
  • the insured's death certificate (to be collected from the commune where the death occurred);
  • a copy of their marital status certificate (to be collected from the commune of residence);
  • their birth certificate (to be collected from the commune of birth);
  • a school attendance certificate or copy of the apprenticeship contract for each child aged between 18 and 27 years old;
  • a copy of the guardianship deed for orphans who are minors;

Specific features of the orphan's pension

The orphan's pension is a pension that is derived from the pension that would have been owing to the insured had they survived. It is always calculated on the basis of the the insured's contributions history (in this case, that of the deceased parent, whether working in the public or private sector). The pension is indexed to changes in the cost of living and adjusted to reflect changes in wage levels.

For children who have lost both their father and mother, the pension amount is double the amount mentioned above. If the orphan is entitled to a double pension, for both their father and their mother, only the highest pension is doubled.

If need be, a supplement to the minimum pension, in the amount of 25 % of the latter, is granted to the orphan.

Overlapping pensions

When orphan’s pensions overlap with accident survivor benefits, the law provides for the application of anti-overlap provisions, such that the pension, when combined with the accident benefit, is reduced by the amount that exceeds:

  • either 3/4 of the average of the 5 highest annual salaries, wages or other earnings in the deceased's contributions history, in the case of a child who has lost both their father and mother;
  • or 1/3 of this same ceiling, if the child has lost either their father or their mother.

On the other hand, it is possible for the pension to overlap with family allowances.

Under no circumstances, however, can all the survivor's pensions paid in respect of an insured party exceed the pension that would have been owing to the insured or, if this calculation method is more favourable to the beneficiary, the average of the 5 highest annual salaries, wages or other earnings in the insured's contributions history. As such, if all survivor's pensions combined exceed this limit, the pensions are reduced on a proportional basis.

Payment of the orphan's pension

Survivor's pensions are paid monthly in advance. They cease to be paid at the end of the month in which the beneficiary dies.

Any overpayments made in the months following the death must be repaid.

Whilst children are still minors, orphan’s pensions are received by their guardians.

Once the conditions of allocation have been reviewed, pensions are either approved or denied by a decision that is open to appeal.

Tax treatment of the orphan's pension

The orphan's pension paid in accordance with the social security legislation is not subject to tax.

However, an orphan’s pension paid by a private insurance or similar is subject to tax.

Appeals

If a decision is disputed, appeals may be lodged as follows:

  • orphans can challenge, in writing, the decision of the president, or deputy president, of the relevant fund. The management committee is then tasked with issuing a new decision;
  • the management committee's decision may be appealed before the Council of Arbitration of Social Security (Conseil arbitral de la Sécurité sociale – CASS);
  • appeals against the judgement of the Council of Arbitration may be brought before the High Council of Social Security (Conseil supérieur de la sécurité sociale) in Luxembourg City.
All appeals must be submitted, in writing, within 40 days of notification of the CNAP's decision or ruling, or else they will lapse.

Beyond that timeframe, appeals will be considered inadmissible, and the decision becomes final with force of res judicata.

Forms / Online services

Demande en obtention de la pension de survie

Les informations qui vous concernent recueillies sur ce formulaire font l’objet d’un traitement par l’administration concernée afin de mener à bien votre demande.

Ces informations sont conservées pour la durée nécessaire par l’administration à la réalisation de la finalité du traitement

Les destinataires de vos données sont les administrations compétentes dans le cadre du traitement de votre demande. Veuillez-vous adresser à l’administration concernée par votre demande pour connaître les destinataires des données figurant sur ce formulaire. Conformément au règlement (UE) 2016/679 relatif à la protection des personnes physiques à l'égard du traitement des données à caractère personnel et à la libre circulation de ces données, vous bénéficiez d’un droit d’accès, de rectification et le cas échéant d’effacement des informations vous concernant. Vous disposez également du droit de retirer votre consentement à tout moment.

En outre et excepté le cas où le traitement de vos données présente un caractère obligatoire, vous pouvez, pour des motifs légitimes, vous y opposer.

Si vous souhaitez exercer ces droits et/ou obtenir communication de vos informations, veuillez-vous adresser à l’administration concernée suivant les coordonnées indiquées dans le formulaire. Vous avez également la possibilité d’introduire une réclamation auprès de la Commission nationale pour la protection des données ayant son siège à 1 Avenue du Rock'n'Roll, L-4361 Esch-sur-Alzette.

En poursuivant votre démarche, vous acceptez que vos données personnelles soient traitées dans le cadre de votre demande.

Antrag auf Gewährung einer Hinterbliebenenpension

Ihre in diesem Formular erfassten personenbezogenen Informationen werden von der zuständigen Verwaltungsbehörde verarbeitet, um Ihren Antrag erfolgreich abzuschließen.

Diese Informationen werden von der Behörde für den zur Verarbeitung erforderlichen Zeitraum gespeichert.

Die Empfänger Ihrer Daten sind die im Rahmen Ihres Antrags zuständigen Verwaltungsbehörden. Um die Empfänger der in diesem Formular erfassten Daten zu erfahren, wenden Sie sich bitte an die für Ihren Antrag zuständige Behörde.

Gemäß der Verordnung (EU) 2016/679 zum Schutz natürlicher Personen bei der Verarbeitung personenbezogener Daten und zum freien Datenverkehr haben Sie das Recht auf Zugang, Berichtigung und gegebenenfalls Löschung Ihrer personenbezogenen Informationen. Sie haben zudem das Recht, Ihre erteilte Einwilligung jederzeit zu widerrufen.

Weiterhin können Sie, außer in Fällen, in denen die Verarbeitung Ihrer Daten verpflichtend ist, Widerspruch einlegen, wenn dieser rechtmäßig begründet ist.

Wenn Sie diese Rechte ausüben und/oder Einsicht in Ihre Informationen nehmen möchten, können Sie sich unter den im Formular angegebenen Kontaktdaten an die zuständige Verwaltungsbehörde wenden. Sie haben außerdem die Möglichkeit, bei der Nationalen Kommission für den Datenschutz Beschwerde einzulegen (Commission nationale pour la protection des données, 1, Avenue du Rock'n'Roll, L-4361 Esch-sur-Alzette).

Wenn Sie Ihren Vorgang fortsetzen, akzeptieren Sie damit, dass Ihre personenbezogenen Daten im Rahmen Ihres Antrags verarbeitet werden.

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