Depending on their history of contributions and their age, insured individuals may apply for:

• early old-age pension from the age of 57 or 60; or
• old-age pension from the age of 65.

Non-resident workers who have paid into a pension insurance scheme in Luxembourg enjoy the same entitlements as do resident workers.

Old-age pension is calculated based on the recognised years of pension insurance contributions, and the contributions paid into the pension insurance fund. These two items of data, together, form the individual's insurance history.

Our texts explaining how old-age pensions work have recently been updated. Find the information you need on our pages about the procedures to be followed, when applying for:

• early old-age pension from the age of 57 or 60; or
• old-age pension, from the age of 65; or
• old-age pension as a non-resident (including cross-border workers).