Your questions
Pension insurance
I am receiving an old-age pension from Luxembourg and I reside in the United Kingdom. Will my pension continue to be paid to me after 31 December 2020?
Yes, your Luxembourg pension will continue to be paid to you after 31 December 2020.
I have worked in Luxembourg and in the United Kingdom. Will my periods of employment in the United Kingdom be taken into account for the calculation of my Luxembourg pension?
Yes.
In accordance with the provisions of the Trade and Cooperation Agreement between the EU and the UK, your periods of work in the United Kingdom will be taken into account in the calculation of your Luxembourg pension.
I have worked in Luxembourg and in the United Kingdom. Will my periods of employment in Luxembourg be taken into account for the calculation of my old-age pension in the United Kingdom?
Yes.
In accordance with the provisions of the Trade and Cooperation Agreement between the EU and the UK, your periods of work in Luxembourg will be taken into account in the calculation of your old-age pension in the United Kingdom.
I am receiving an old-age pension from Luxembourg only and I reside in the United Kingdom. How am I covered in terms of health care? What will happen to my health coverage?
In accordance with the provisions of the Trade and Cooperation Agreement between the EU and the UK, you can receive health care in the United Kingdom at the expense of Luxembourg, provided you register with the competent British body using the insurance certificate (S1) issued by the Luxembourg National Health Fund (Caisse nationale de santé – CNS).
As of 1 January 2021, and in accordance with the EU-UK Trade and Cooperation Agreement, all third-country nationals, including EU citizens, must pay an immigration health surcharge as a condition of their visa to stay in the United Kingdom for more than 6 months.
However, the EU-UK Trade and Cooperation Agreement provides for the possibility of reimbursement of this surcharge if the benefits in kind are covered by an EU country.
Holders of an EU-issued S1 document registered with the relevant institution in the United Kingdom (NHSBSA) are therefore entitled to reimbursement.
The amounts reimbursed will be proportional to the validity period of the S1 document.
Applications for reimbursement for S1 holders opened on 1 January 2021 and, unless otherwise advised by the UK authorities, should be sent to the following address:
NHSBSA
Overseas Healthcare Services
NHS Business Services Authority
Bridge House
152 Pilgrim Street
Newcastle upon Tyne
NE1 6SN
Email: nhsbsa.faregistrationsohs@nhs.net
Telephone: +44 191 218 1999
If you were in this situation on 31 December 2020, the S1 portable document issued to you by the National Health Fund (CNS) and given to the relevant institution in the United Kingdom remains valid and you have no further steps to take if your situation does not change.
I am receiving an old-age pension from the United Kingdom only and I reside in Luxembourg. How am I covered in terms of health care?
In accordance with the provisions of the EU-UK Trade and Cooperation Agreement, you are entitled to health care in Luxembourg at the expense of the United Kingdom, provided you register with the National Health Fund (CNS) using the certificate of insurance (S1) issued by the competent British body.
If you were in this situation on 30 December 2020, the S1 portable document issued to you by the competent British body remains valid and you do not need to complete any further steps if your situation does not change.