The National Pension Insurance Fund (Caisse nationale d’assurance pension – CNAP) is the contact point for all persons insured by the general scheme (employees and non-salaried workers such as self-employed persons) for any questions regarding their pension insurance.

This fund handles the granting of the following benefits:

• old-age pensions;
• disability pension;
• funeral allowances, survivor's pension and orphan pension in the event of death of the contributor.

The CNAP was born from the merging of the following 4 general pension funds:

• the Private-Sector Workers’ Pension Fund (Caisse de pension des employés privés – CPEP);
• the old-age and disability insurance institution (Etablissement d'assurance contre la vieillesse et l'invalidité – AVI);
• the Craftsmens’, Retailers’ and Manufacturers’ Pension Insurance Fund (Caisse de pension des artisans, des commerçants et industriels – CPACI);
• the Agricultural Workers’ Pension Fund (Caisse de pension agricole – CPAG).

The CNAP carries out all the operations of the former sectoral pension funds at its headquarters in Luxembourg City.