All persons who are working professionally or receive replacement income are covered by the general pension scheme and are registered with the National Pension Insurance Fund (Caisse nationale d'assurance pension – CNAP), with the exception of civil servants. Government employees (agents of the State, the communes or the national rail operator CFL) have a special pension scheme and are registered with a fund specific to their status.
The purpose of the pension funds is to dispense the following benefits:
- old-age pension;
- disability benefit;
- survivor's pension.
Under the special pension scheme, the agents of the State, the commune and the CFL, who have a special legislatory statute, are covered by 3 bodies: respectively, the State Centre for Human Resources and Organisation Management (Centre de gestion du personnel et de l'organisation de l'Etat), the Contingency Fund for Civil Servants and Commune Employees (Caisse de prévoyance des fonctionnaires et employés communaux), and the Division for Retired Personnel of the SNFCL (Division du personnel retraité de la SNCFL).
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State Centre for Human Resources and Organisation Management - Pensions Service10, avenue John F. Kennedy
L-1855 Luxembourg
Luxembourg
Postal address :
B.P. 1204
Phone : (+352) 2478-3200Fax : (+352) 26 48 36 12 -
National Pension Insurance Fund1A, boulevard Prince Henri
L-1724 Luxembourg
Luxembourg
Postal address :
L-2096 Luxembourg
Phone : (+352) 22 41 41-1Fax : (+352) 22 41 41-6443from 8.00 to 12.00 and from 13.00 to 16.00 / Contact form: http://www.cnap.lu/accueil-mail/ -
Pension Fund for Civil Servants and Communal Employees20, avenue Emile Reuter
L-2420 Luxembourg
Luxembourg
Phone : (+352) 45 02 01-1 -
SNCFL - Division for Retired Personnel9, place de la Gare
L-1616 Luxemburg
Luxembourg
Postal address :
B.P. 1803 L-1018 Luxembourg
Phone : (+352) 4990-3343